Mike Whalen

Mike Whalen is a co-leader of the firm’s FinTech practice. He is a trusted advisor to his Fintech clients, counselling on regulatory, transactional and enforcement matters.

Mike’s practice covers all tech-enabled consumer and small business financial products and services, including payments and money transmission, any loan product, deposits and alternative finance (e.g., earned wage access services, home co-investing products, factoring, merchant cash advances).

Mike’s regulatory practice covers product and service development, documentation, compliance, and state licensing.

Mike does transactional work on the products and services he advises on, including lending, payments and deposits banking as a service arrangements, program agreements, loan and receivables sales, servicing agreements, payment processing agreements, co-branded credit card deals, and lead generation agreements.

Mike also represents his clients in state regulator inquiries and actions.

Mike was a recommended lawyer for Fintech by The Legal 500 US in 2021-2024.