The U.S. Court of Appeals for the Fifth Circuit's recent Community Financial Services Association of America Ltd. v. Consumer Financial Protection Bureau decision, which declared the CFPB's funding structure unconstitutional and invalidated the payday lending rule, left a wake of uncertainty over the future of the bureau and of the rule. Litigants and CFPB enforcement targets alike have capitalized on the decision and the U.S. Supreme Court's pending ruling on whether to grant certiorari. Complex Litigation & Dispute Resolution counsel Courtney Hayden and associate Kelsey Pelagalli explore some of the more prominent instances where litigants have cited or relied on the CFSA ruling in the short time since it was decided in Law360.